Free Kasasa Cash®Checking Apply Now
Earn high interest on your checking balance with free KASASA Cash! Rewards also include refunds on ATM withdrawal fees, nationwide.* Besides-it's time your money worked for you, right?
Benefits
- Free checking that pays high interest
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- Link to free KASASA Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free online banking and bill pay
- Free e-statements
- Free mobile banking
- Free debit card
- Unlimited check writing
- $100 minimum deposit to open
How to Qualify
Enrollments must be in place and all of the following transactions must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle*.
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 15 debit card purchases post and settle
Even if you don't meet your qualifications during the cycle, your Kasasa Cash® account is still free. Plus, you'll still earn our base interest rate. The very next month you can get right back to earning your full rewards!
Qualification Information: The linked Kasasa Cash or Kasasa Cash Back checking account must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. The linked Kasasa Cash or Kasasa Cash Back checking account also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards:
ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.
“Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: Balances up to $30,000 receive APY* of 4.75% , and balances over $30,000 earn 0.9954% interest rate on the portion of the balance over $30,000, resulting in a range from 4.75% to 1.86% APY* depending on the account’s balance. Kasasa Cash Back: 5% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during the cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (if linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $50,000 in your Kasasa Saver account receive an APY of 3.82% and balances over $50,000 earn 0.9954% interest rate on the portion of balance over $50,000, resulting in a range from 3.82% to 1.94% APY depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; all balances in a Kasasa Saver account earn 0.05% APY; cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursement will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfer from Kansas Cash to Kansas Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account. A Kasasa Saver account is required to have a linked Kasasa Cash or Cash Back checking account for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
*APY = Annual Percentage Yield. APY’s accurate as of 09/04/2024. APY calculations are based on an assumed balance of $30,000 + $100,000 in your Kasasa Cash account and $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards, and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g., online banking, electronic statements) and log-ons may be required to meet some of the account’s qualifications. Limit one account per social security number. There are no recurring monthly service charges or fees to open or close this account. A Kasasa Saver account requires a linked Kasasa Cash or Cash Back checking account for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.
Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of
BancVue, Ltd. Registered in the U.S